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Course Hack
The Future of Payment TechnologyBy University of Michigan, Andrew Wu, Robert Dittmar

In a Nutshell

This online course from the University of Michigan teaches how technology and business innovation are transforming payments worldwide.

Favorite Quote

The traditional financial institution is being threatened on all … fronts, not as a whole but piece by piece, by different types of tech companies.

Andrew Wu

Introduction

'Fintech', or financial technology, is a 21st-century buzzword. Cryptocurrency and blockchain attract much of the attention in fintech with claims that they'll revolutionize our financial system.

But equally important is the incremental changes that improve on existing financial infrastructure instead of remaking the entire system.

This online course on payment technology, offered through FutureLearn and produced by the University of Michigan, is taught by Andrew Wu and Robert Dittmar, professors of finance at the Ross School of Business.

Covering digital wallets, credit card innovation, and fintech in developing markets such as India and Kenya, the course delves in-depth into how technology is enhancing our existing payments infrastructure.

Here are the 3 key insights from this Hack

  1. 1.
    Tech companies have made Automated Clearing House transfers more accessible
  2. 2.
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  3. 3.
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