The Total Money Makeover shows us how to stop accepting debt as normal, eliminate it forever in small increments, and build the financial future we deserve in seven steps.

The Total Money Makeover is the most popular personal finance book of all time.

It has sold over 5 million copies since its publication in 2003.

There are tons of books out there that say they'll teach you how to become a millionaire.

While some of this advice works, and some doesn't, most of us dream about making millions when our bank account balance isn't even at zero yet – it's negative.

But if you're serious about building a happy and truly fulfilling life, it can't go on like this forever.

Luckily, Dave Ramsey's here to save the day.