Book Hack
The Latte FactorBy David Bach, John David Mann

In a Nutshell

The Latte Factor teaches us how to overcome limiting beliefs about money and build our financial freedom through small daily choices.

Favorite Quote

The solution to your money problem isn't more money; it's new habits.

David Bach

Introduction

If you can afford your daily latte, you can afford to make your dreams come true.

One day, when he was teaching a personal finance course, David Bach was told by a woman drinking a latte that she didn't have any money to invest.

Bach showed her that by only skipping her daily latte, she could save $5 a day.

That could easily become about $11,000 in 5 years, $339,000 in 30, and $948,000 in 40 years.

The Latte Factor delivers financial knowledge even to those who would never read a financial book.

It shows that you can start investing even if you think you don't have any spare money - the key is to practice awareness on how you use what you earn, and learn how to do it intentionally.

Here are the 3 key insights from this Hack

  1. 1.
    Focus on saving small amounts of money to reach your big goals
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