Financial educator Kimberly Hamilton explains the million-dollar habits you need to tackle debt and build wealth (even if you're starting small) through the budgets and stories of everyday people.

In 2012, Kimberly moved from New York City to Washington, DC, making $15 an hour with almost $45,000 in student loans.

Even after landing a position with a $40,000 starting salary, she still owed more than she would make in an entire year. Like most people, she didn't grow up learning about money and often had financial anxiety.

Until she developed a system that enabled her to pay down her loans in three years, double her income in four, and buy her first home right before her 30th birthday.

Since then, Kimberly has gone from having almost $45,000 in debt to being on track to retire by age 45.

But most importantly, taking control of her money has given Kimberly financial freedom, eliminating a major source of anxiety from her life.

Building Wealth on a Dime teaches readers how she did it, using six 'million-dollar habits' responsible for her financial success.

Using the same strategies, you'll learn to optimize your money and find financial freedom, too.